The Southern California Bankruptcy Attorney
Serving Southern California with fast bankruptcy solutions
Based out of our Huntington Beach, Orange County, California office, our attorneys are admitted in all of the Federal District Bankruptcy Courts throughout Southern California. We have attorneys available to reach any Court in Southern California.
We are able to explore both non-bankruptcy and bankruptcy solutions to obtain relief from onerous debts for Individuals, families and most small businesses. Most of our services are conducted via telephone, email, and video conferencing.
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What is Bankruptcy?
A debt-relief process within a federal district bankruptcy Court. A fundamental goal of the federal bankruptcy laws enacted by Congress is to give debtors a financial “fresh start” from burdensome debts. This goal is accomplished through the bankruptcy discharge, which releases debtors from personal liability from specific debts and prohibits creditors from ever taking action against the debtors
Obtain Immediate Benefits of the Debt-Relief Process of Bankruptcy.
Answer the phone! Once we are retained as counsel for a client, we can stop phone calls to our clients from creditors once they receive notice of our representation. Our Clients only need to tell them one time that we are their attorneys and they have to talk to us.
Open the Mail! Immediately upon the filing a bankruptcy petition, the “automatic stay” becomes in full force. The automatic stay prohibits any person or company from trying to collect any money using any method including the most common: phone calls, emails, mail, UPS, Fedex, personal delivery, lawsuits, foreclosures, vehicle repossessions, and wage garnishments.
Get a fresh start and focus on the future by re-establishing credit.
Different Types of Bankruptcy
Each individual, family, or small business has a unique financial set of circumstances that need to be evaluated in order to for us to make a recommendation of whether or not the debtor qualifies for a Chapter 7, Chapter 11, Chapter 12, or Chapter 13 Bankruptcy.
Many if not most small business debt relief issues can be resolved with a personal Chapter 7 bankruptcy. More often than not small businesses are not formally structured as a corporation, limited liability company or limited partnership; which leaves the owners personally responsible for the small business debts. Personal liability of any debt is resolved through a personal bankruptcy. Even if the business is incorporated, it is generally a personal guarantee of a lease or loan that creates the personal liability for a business debt that can be resolved by a personal bankruptcy.
A separate business entity that cannot pay their bills may not ever need to file bankruptcy unless they desire the bankruptcy protections to formally re-organize and continue operations after the reorganization bankruptcy process.
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Below are free videos provided by the United States Court to help you better understand the basics of bankruptcy.