Southern California Bankruptcy Attorney
Serving Southern California with fast bankruptcy services
Based out of Huntington Beach, our attorneys are admitted in all of the Federal District Bankruptcy Courts. We are able to offer bankruptcy and debt relief services throughout all of Southern California. As a result, our attorneys are available to reach any Court in Southern California.
We are able to explore both non-bankruptcy and bankruptcy services. This allows relief from onerous debts for Individuals, families and most small businesses. We conduct our services via telephone, email, and video conferencing.
What is Bankruptcy?
A debt-relief process within a federal district bankruptcy Court. A fundamental goal of the federal bankruptcy laws enacted by Congress is to give debtors a financial “fresh start” from burdensome debts. This goal is accomplished through the bankruptcy discharge, which releases debtors from personal liability from specific debts and prohibits creditors from ever taking action against the debtors
Click the video below to learn more about the basics of bankruptcy and get a better understanding of the process.
Immediate Benefits of the Debt-Relief Process
Answer the phone! With our representation, we can stop phone calls from creditors. Our Clients only need to tell them one time that we are their attorneys and they have to talk to us.
Open the Mail! Immediately upon the filing a bankruptcy petition, the “automatic stay” becomes full force. The automatic stay prohibits any person or company from trying to collect money using any method including the most common: phone calls, emails, mail, UPS, Fedex, personal delivery, lawsuits, foreclosures, vehicle repossessions, and wage garnishments.
Get a fresh start and focus on the future by
Different Types of Bankruptcy
Individual and Business Bankruptcy
Each individual, family, or small business has a unique set of financial circumstances. With each case, we determine whether or not the debtor qualifies for a Chapter 7, Chapter 11, Chapter 12, or Chapter 13 Bankruptcy.
Many, if not most, small business debt relief issues can be resolved with a personal Chapter 7 bankruptcy. More often than not, small businesses are not formally structured as a corporation, limited liability company or limited partnership; which leaves the owners personally responsible for the small business debts. Personal liability of any debt is resolved through a personal bankruptcy. Even if the business is incorporated, it is generally a personal guarantee of a lease or loan that creates the personal liability for a business debt. This can be resolved by a personal bankruptcy.
A separate business entity, that cannot pay their bills, may not need to file bankruptcy unless they desire bankruptcy protections. These protections allow entities to formally re-organize and continue operations after the reorganization bankruptcy process.